I am making good money with passive programs.The key is to have most of your money in long-term stable programs with real investments behind the program other than that, your in a game. Pacforall folded because it was a game.All 12x12's are games.
Start raising your personal game and start looking at the power of forex robots,go to http://www.mooneytwinsnetwork.com/PassivePrograms.html and look at the best forex robots on the market.
Dwayne Mooney
The Passive Investment Twin